UF founder and chairman

President, Financial & Investment Management Group, Ltd – Traverse City, Michigan.

Paul is married to Amy and is the father of five children-Akasha (25), Keeston (21), Patrick (8), Henry (6), and William (3). When not traveling the world, the Sutherlands reside in northern Michigan. Since 1975, Paul has worked in the investment and financial advisory business. As a Senior Portfolio Manager, he has been managing global total return investment portfolios (under the investing without borders style) for over 23 years. Paul formed Financial & Investment Management Group Ltd. (FIM Group), a Registered Investment Advisor, in 1984, capable of managing investment portfolio’s on a discretionary fee-only basis for individuals, trusts, foundations and retirement plans.

Beyond his extensive investment experience, Paul is the author of numerous books on financial planning and money management including, Zenvesting12 Steps to a Care-Free Retirement, and the AMA Physicians Guide to Financial Planning. Paul began his writing career in 1979 with an article on international investing which was published by Physician’s Management Magazine. Over the past 27 years Paul has had academic and consumer articles published in magazines, newsletters, and other publications on subjects such as benchmarking global portfolios, asset allocation, retirement investing, income investing, forecasting, and global investing. Paul has been published in Business EthicsFinancial PlannerDental ManagementFinancial Advisor, and NAPFA News. He is a regular columnist for Spirituality & Health magazine and has been interviewed by Bloomberg NewsBarronsThe Wall Street JournalWall Street TranscriptInvestors Business Daily (IBD)Investment NewsMoney MagazineU.S. News & World ReportBusiness WeekDow JonesSmart MoneyFox BusinessCNN Money and others. Paul received his MBA from Lake Superior State University. In addition, he is a Certified Financial Planner and has completed the College of Financial Planning’s Advanced Studies Course: Investment Strategies and Portfolio Management.



Sara Harding is a senior operating executive with over 15 years of leadership experience across a range of industries. Throughout her career, she has consistently grown revenues, profits and brand awareness; turned around under-performing teams; and led successful business transformation initiatives.

She currently holds multiple leadership roles with FIM Group, a private client investment and wealth advisor that also owns a number of other businesses. In 2011, she was appointed as COO for Spirituality & Health Media.

Sara also continues to serve as Director of Yen Yoga & Fitness, a multi-disciplinary fitness studio that she has managed since 2010. In this role, she leads a team of over 50 and has built a thriving organization that outperforms industry norms for client retention, has significantly grown its client base, and plays a vibrant role in the local community.

Prior to assuming this position, Sara spent 6 years as Communications Director for FIM Group where she developed and executed communications and marketing strategies for the parent company as well as Utopia Funds and multiple additional business divisions.

Her early roles include Regional Marketing Manager for Dobson Communications and Sales and Marketing Manager for NPI Wireless.

Sara is an active member of the community and serves as Treasurer for the Utopia Foundation, and Board Member for Traverse Connect and TART Trails. Most notably, she spearheaded the creation of TEDx Traverse City in 2009. The annual event now attracts 1,000+ attendees, is streamed online, and has garnered over 100,000 views on YouTube.

Sara holds a Bachelor’s degree in Business Administration and has studied leadership at the Jack Welch Management Institute at Strayer University. She currently lives in Traverse City Michigan.


UF Board President

Director of Community Partnerships, CMU

Alison Arnold’s professional experience cuts across education, business, and philanthropy.  With over 15 years in education administration, Arnold has led innovative community engagement initiatives, grants, and partnerships to fuel new programs and support learning for P-12 and higher education institutions.  In her current work as Director of Community Partnerships for Central Michigan University’s College of Education & Human Services, Alison cultivates educational linkages and outreach.  Additionally, Alison has managed communications, marketing, and developed strategic grants and partnerships for corporate and non-profit organizations. Throughout her personal and professional journey, Alison has continually discovered the interesting threads that weave people together – affirming and inspiring her to help strengthen and create educational tapestries for future generations.

Michael Naughton

Attorney and digital guru

Michael Naughton is an attorney and partner at North Coast Legal, PLC. Michael is currently the president of the GTLA Bar Association and serves as the treasurer of the Grand Traverse County Economic Development Corporation. Michael also serves on the board of the 20 Fathoms incubator and is an officer of TCNewTech. He is one of the leading legal authorities on digital privacy, corporate privacy compliance and electronic communication. He was recognized as a "40 Under 40" in the Traverse City Business News and has been named a "Rising Star" by Superlawyers Magazine for (2013, 2014, 2015, 2016, 2017 and 2018). Michael has successfully argued at the United States Supreme Court, the Sixth Circuit Court of Appeals, the Michigan Supreme Court and the Michigan Court of Appeals.